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  • Baccarat à Deux Tableaux (Baccarat Banque)

Introduction

Baccarat, also sometimes known as Baccara, is a banking game available in casinos worldwide, and also as an online game. The aim of the player is to form a hand whose point value is nearer to 9 than the hand of the banker. Pip cards count as face value, pictures and tens as zero, and only the last digit of the total counts (so that for example seven plus six is worth 3, not 13). In casinos, Baccarat is traditionally played in a luxurious Baccarat pit – a sealed-off area protected by security guards – on a specially designed table. Baccarat has the reputation of being the most exclusive casino game and of attracting a lot of high rollers, including James Bond himself.

Baccarat first appeared in France in the early 19th century. The first known published description is in the book Album des jeux de hasard et de combinaisonsby Charles Van-Tenac (1847). This earliest version of the game is now known as Baccarat à Deux Tableaux or Baccarat Banque to distinguish it from later streamlined variants. One famous variant is Baccarat Chemin de Fer (railway Baccarat), later just known as Chemin de Fer or in the America as Chemmy or Shimmy. Its name may refer to the way the dealing shoe travels around the table like a train, or maybe just to the fact that it is faster than the original game and railways were the fastest available form of transport in the mid 19th century when it was invented. The most widely played version of Baccarat nowadays is the further simplified game Punto Banco, which is said to have originated at the Capri Casino in Havana, Cuba in the 1950's. On this page these three games will be described in reverse order, beginning with Punto Banco since that is now the best known form of the game.

There are many implausible legends about the origin and etymology of Baccarat. It is often claimed that the game originated in 15th century Italy, even though there is absolutely no contemporary evidence for its existence before the 19th century and the earliest references to the game of Baccarat all come from France. There are surviving records of the operations of Italian casinos in the 18th century including details of the number of players and the games they played, and Baccarat is never mentioned. However, legends of the game's antiquity began to circulate quite soon after its appearance in France. For example the second edition of Duckett's Dictionnaire de la conversation et de la lecture (1867) asserts without evidence that Baccara was an Italian game imported into the south of France after Charles VIII's Italian war (1494-1498), and this dictionary entry may perhaps have led to many of the later elaborations of the myth. Another popular belief is that the word 'baccara' means 'zero' in some Italian dialect, but no one has been able to substantiate this. The most plausible explanation of the name that we have seen is the suggestion by Thierry Depaulis that it originates from the Provençal expression 'fa bacarrat' which means 'go bankrupt'.

Note. Gambling can be dangerously addictive. You can find information and advice on our Responsible Gambling page.

Our thanks to the editors of thepogg.com and to Ján Kovac of casino.gura, who contributed some of the material for this page.

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Punto Banco

The version of Baccarat that is most often played in casinos nowadays is commonly called Punto Banco. This is a house backed card game particularly popular with Asian cultures and favoured especially by high rollers. Although many players may bet on the outcome, it is essentially a two-player game between the 'Banker' and the 'Player'. The game process has been streamlined to the point where all decisions are completely automatic. Neither the players nor the house have any option in how to play the cards. The only choice for the player is how much to bet and on which side, and the outcome of the game is pure chance.

Baccarat uses a number of standard 52-card decks shuffled together. For the purposes of the game every card rank is given a numerical value. The 2 through 9 pip cards are valued by their pip denomination. Aces carry a value of 1. Face cards and 10-pip cards carry a value of zero. Offline Baccarat is typically played with 8 decks of 52 cards while online it is more common for the game to be dealt from 6 decks of cards.

Unlike most casino banked card games Baccarat allows the player to wager that either the Player hand or the Banker hand will win. Where the player chooses to bet on the Banker hand the casino charges a 5% commission on the bet and this ensures that there is a House Advantage regardless of the way the player bets.

Mechanics of the game

When playing offline the dealer will shuffle the shoe then draw the first card showing the player. This card is read as its pip value with face cards counting as 10. The dealer will then draw the corresponding number of cards from the top of the shoe and immediately discard, or ‘burn’, these cards. A plastic card, called the ‘cut card’ will be inserted 16 cards from the bottom of the shoe. When this card is drawn it signifies that the next round of play will be the last before the shuffle.

Online the game is automatically shuffled after every hand and the above process of burning cards and placing the cut card are abandoned.

Once all players have placed a wager the dealer will then deal 2 cards to the Player hand and 2 cards to the Banker hand. It should be stressed that only a single Player hand is dealt regardless of how many players there are on the table. Each hand value is determined by adding the value of the two cards together and only considering the units column of the resultant figure. For example, if the player hand was dealt a 9 and a 7 you would add these together giving 16, then only consider the units column, so the hand value would be 6.

In the above image the Player’s hand has a total of 7+4 = 11 and as such is considered to have a value of 1 and the Banker’s hand has a total of 10+7 = 17 and is considered to have a value of 7.

The procedure for play after the initial deal is fixed. Neither the player nor the house makes any decisions. The following rules are followed:

  • If the Player or the Banker receive an 8 or a 9 then both hands stand.
  • If the Player hand has a value of 6 or 7 then the Player hand stands.
  • If the Player hand has a value of 5 of less another card is dealt to it.
  • If the Player hand stands the Banker hand will draw another card if it has a value of 5 or less.
  • If the Player hand draws an additional card the Banker hand will act according to the following table, which shows whether the Banker must draw a third card ('Hit') or play with just the original two cards ('Stand') according to the value of the Banker's 2-card hand and the value of the third card drawn by the Player:

The result is decided by comparing the final hand values: the higher hand wins. If both hands have the same numerical value the round is considered a Push and all Player and Banker wagers are returned.

The conclusion of the above example hand could be like this:

As the Player hand had a value lower than 5 it drew an additional card. The extra card was a 4 giving the hand a total of 7+4+4 = 15 and a value of 5. As the Player’s 3rd card was a 4 and the Banker’s hand had a value of 7, the Banker stood. As such the Banker hand won with a value of 7 compare to the Player hand value of 5. You can also see that the winning Banker bet has been paid out at 1 to 1 minus the 5% commission on winning Banker bets.

Note. Some players may be puzzled by the rules on when to draw a card. For example if the dealer has 7 and the Player has 6, why should the Player not draw a card, since otherwise the Banker is certain to win? And why do the banker's decisions take account only of the player's third card and not the first two? The answer is that Baccarat was formerly played with the Player's and the Banker's two-card hands concealed: only the third card if called for was dealt face up. The original hands were only exposed after all draw decisions had been made. The decision tables represent the best basic strategy for the Play and Banker with this limited information. Once the entire decision process was formalised into rules and the players no longer had any freedom of choice, it no longer mattered if all the cards could be seen from the start, and many people found the game more exciting with all cards face up. The older games Chemin de Fer and Baccarat à Deux Tableaux, where players still have some freedom of choice in whether to take a third card or stand, are played with the first two cards of each hand concealed from the opponent, and the above decision tables are still a good guide to basic strategy in those games.

Tie Bet

Alongside the Player and Banker bets, the majority of casino Baccarat games also offer the Tie bet. This is a wager that both the Player and Banker hands will result in the same value and typically offers odds of 8 to 1 against a tie. In some places slightly better odds of 9 to 1 may be found.

Payouts and House Edge

The payouts for each of the bets alongside the House Edge are shown in the table below. Note that there is a small difference in House Edge depending on the number of decks that are in play:


Payout
House Edge
1 Deck6 Decks8 Decks
Player1 to 11.29%1.24%1.24%
Banker19 to 201.01%1.06%1.06%
Tie8 to 115.75%14.44%14.36%

As can be seen from the table above, the best bet for the player is the Banker bet and the Tie bet is not only significantly more costly but also a more expensive bet than the vast majority of wagers you can place in a casino. Even the majority of slots games, which are known to be high cost, charge the player less than the Tie bet. In short, playing the Tie bet at 8 to 1 is not a good idea. Even at 9 to 1 the house edge is almost 5%, making it more expensive than betting on the player or banker hands.

It can also be seen that a lower number of decks in play slightly reduces the House Edge of the Banker bet, and makes the Player and Tie bets more expensive for the Player.

Side Bets

Offline casinos around the world offer a wide variety of side bets which vary from place to place. There are far too many of these to provide a comprehensive list in this article.

Surprisingly, online casinos provide only a very limited range of side bet options in Baccarat. In fact only a couple of software providers, Playtech and Dragonfish (part of the 888 group) offer any side bets at all. These two providers offer the following side bets. Payouts and House Edge figures can be found in parentheses at the end of each option:

Player Pair – A bet that the first two cards that the Player hand will receive will be of matching rank. (11 to 1, 11.254%)

Banker Pair – A bet that the first two cards that the Banker hand will receive will be of matching rank. (11 to 1, 11.254%)

Either Pair – A bet that the first two cards that either the Player or Banker hand receives will be of matching rank. (5 to 1, 14.54%)

Perfect Pair – A bet that the first two cards that either the Player or Banker hand receives will be of matching rank and suit. (25 to 1, 17.07%)

Big – A bet that a total of 5 or 6 cards will be dealt over the full round of play (0.54 to 1, 4.35%)

Small – A bet that only 4 cards will be dealt over the full round of play (1.5 to 1, 5.27%)

As can be seen from the above list, the side bets available on online Baccarat games cost significantly more than the main bets and are best avoided. This is fairly typical of side bets offered on casino games in general.

Chemin de Fer

According to Jean Quinola in his Nouvelle Academie des Jeux (1883) Chemin de Fer was originally a kind of dealer's choice game where the players took turns to be banker at the game of their choice, for example Lansquenet or Baccarat, continuing to deal so long as they won, and passing on the banker role when they lost. Since Baccarat was the most popular choice of game, it evolved into Baccarat Chemin de Fer where the game was always Baccarat. This variation of Baccarat was featured in early James Bond movies, notably the early Casino Royale but the game also appeared in Dr. No and Thunderball.

In contrast to Punto Banco described above, both the banker and the player have some limited choice of whether to draw a third card to their hand. Chemin de Fer also features a more complex betting process, where the bank can pass from one player to another, and the other players take turns to place bets up to the total staked by the bank. Chemin de Fer proceeds much more slowly than Punto Banco, as players may take time deciding on their bets and whether to draw or stand. This is probably why the simpler game has superseded it in many places. Nevertheless Chemin de Fer can still be played in some Italian casinos such as the Casino di Venezia and the Saint Vincent Casino.

Casino Card Game Fa

Setup

The table has 8 or more positions for players. In order to start the game, usually at least 6 players have to be seated and willing to play. Some casinos require the table to be fully occupied before the game can begin.

Chemin de Fer is usually played with six 52-card decks, sometimes with eight. Traditionally, cards without corner indices are used. The casino provides a croupier who directs the play and takes a commission for the casino when the banker wins. The amount of commission depends on the casino but is usually 5% of the amount won by the banker, sometimes less. The croupier uses a long paddle made of wood, known as a palette, to move the cards and casino chips at the far ends of the table. Before the game starts the dealer shuffles the decks of cards. One of the players has to cut them before they can be placed into the dealing shoe.


Baccarat palette and cards - image by Roland Scheicher from Wikimedia Commons

Betting

One of the players at the table acts as banker, receives the dealing shoe from which cards are dealt under instruction from the croupier. Before any cards are dealt, the banker must put up a stake and the other players bet against the banker. Each deal is known as a coup, and in each coup the total amount staked by the other players must be less than or equal to the banker's stake. Just two hands of cards are dealt, one for all the players and one for the banker.

  • If the players win, the banker pays them each the amount of their stakes, keeps anything that is left in the bank, and loses the right to be banker.
  • If the banker wins, the banker collects all the players' stakes, less the casino's commission, adds this money to the bank, and may continue banking.
  • In case of a tie, the player's stakes are returned and the banker may continue banking with the same bank.

The player to the right of the croupier is entitled to be the first banker, after which the right to be banker rotates counter-clockwise around the table. A banker is entitled to keep the bank so long as he or she wins or ties the coup. When the banker loses a coup, the right to be banker is offered to the next player in rotation. A player who does not wish to be banker when their turn comes may decline the offer, and the right to be banker passes to the next player in counter-clockwise rotation, or if they do not want it to the following player, and so on.

Once the banker has put up a stake, the other players place their bets. If any player wishes to bet the entire value of the bank against the banker, they call 'banco'. If more than one player calls 'banco', the one whose turn was earlier in counter-clockwise rotation from the banker has priority. If no one calls 'banco', then each player in turn, beginning to the banker's right and continuing counter-clockwise, can bet any amount provided that the total bets are not more than what is in the bank. If a player's bet makes the total equal to the bank then no further bets can be placed, and any players whose turns are later have no stake in the coup.

After all the players have had a turn to bet, if the total amount of their bets does not cover the bank, spectators may also be allowed to place bets until the total of reaches the bank value. If the total of the bets is still less than the value of the bank, the croupier removes the difference from the bank and keeps it on behalf of the banker.

A banker who wins or ties a coup and wishes to continue as banker is not allowed to withdraw money from the bank. In the next coup the banker must stake the entire amount that was covered by the player bets in the previous coup, plus any winnings. The banker can however add more money to the bank, subject to any maximum limit imposed by the casino, for example by reclaiming and putting in some of the money being held by the croupier because it was not covered in a previous coup.

A banker who does not wish to continue can retire, keeping all winnings and reclaiming any money being held on behalf of the banker by the croupier. In this case another player may take over the bank provided that they are willing to stake at least as much money as the retiring banker would have had to stake. The opportunity to take over is first offered to the player to the retiring banker's right, and then to the other players in counter-clockwise rotation until someone accepts. If a banker retires and the next player to the right takes it over, this counts as that player's turn to run the bank. If any other player takes over, then the player to the right of the retiring banker will have the next turn to bank after the bank loses a coup. If a banker retires and no one is willing to take over and put up an equivalent stake, then the right to run the bank for any amount within the casino limits reverts to the player to the retiring banker's right.

Example. The first player A puts up a bank of €1000. The players between them bet the whole €1000 and the banker wins the coup. The casino takes its €50 commission (5%) so the banker now has €1950 and in order to continue as banker must stake this whole amount. In the second coup the bets total only €1600, so the croupier saves the remaining €350 for player A. The bank wins again, and the casino takes its €80 commission and A's next bank must be at least €3120. It cannot be less, but player A could add some of the €350 that the croupier has reserved to make it larger. Player A decides to continue with a bank of just €3120 and this time the whole bank is covered by players' bets. The bank wins the coup again, the casino takes €156 commission leaving €6084 for the next bank. Player A decides that this is too much to risk and retires, reclaiming the €350 reserve from the croupier for a total of €6434. Now the other players are offered the chance to take over the bank. The next two players B and C refuse, but player D is willing to put up the required stake of €6084 for the next coup. The players bet a total of €4600 against this and the banker loses the coup and pays the players. D loses the bank and keeps just the €1484 that was not covered by player bets. The turn to be banker now returns to B, who puts up a stake of (say) €1500 and the game continues.

In some places, at the start of a session and when a banker retires or loses, instead of offering the bank to the next player in rotation the casino may auction the bank and give it to whoever is prepared to put up the highest stake.

If a player who calls 'banco' to bet the whole amount of the bank loses the coup, he or she may then call 'banco suivi', claiming right to call 'banco' on the next coup with priority over all the other players, irrespective of position at the table.

When several players have bet, the player who placed the largest bet against the banker is designated by the croupier as the active player or punter. This player makes any decisions required on behalf of the players.

Note that in Chemin de Fer, unlike Punto Banco, players do not have a choice on which side to bet. The banker's stake is for the banker's hand and bets by other players are on the players' hand.

Play

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The banker deals one first card face down to the active player, then one to the banker, then a second card to the active player and a second card to the banker.

The active player looks at the players' two cards and if the total is 8 or 9 places them face up, announcing 'la petite' for 8 or 'la grande' for 9. In this case the banker's cards are turned face up and the hands are compared. The higher hand wins the coup, or if they are equal it is a tie and the players' stakes are returned to them.

With a total of 7 or less the active player has to decide whether to ask for a third card by saying 'carte' or to call 'pas de carte' or 'non' to play with just the original two cards.

  • If the active player is playing alone, with no one else having bet against the banker, the only constraint is that the player must call 'carte' if the hand total is zero (sometimes known as 'baccarat').
  • If other players have also placed bets, then the active player should call 'carte' with a total of 4 or less, and 'non' with a total of 6 or 7. With a total of 5, the active player has a free choice whether to call for a card or not.

After the active player has called 'carte' or 'non' it is the banker's turn to look at the banker's two cards.

  • If the total is 8 or 9 the banker automatically wins the coup - the player cannot have a third card in this case.
  • If the total is 7 or less and the active player has called 'carte', the banker deal's one card face up, which will be added to the players' hand.

Big Casino Card Game

Now, if the banker's total is 7 or less, the banker must decide whether to draw a third card. Note that at this point, the banker has not seen the player's first two cards. The only information available is that the player has a total of 7 or less (otherwise the player would have called 'la grande' or 'la petite'), whether the player called for a third card, and if so what the player's third card was. The banker decides whether or not to draw using a decision table similar to the one for Punto Banco, but with freedom of choice in just a couple of cases.

  • If the player did not ask for a card, the banker draws a third card with a total of 5 or less, but not with 6 or 7.
  • If the player asked for a third card and the banker has a total of 0, 1 or 2, the banker always draws a third card.
  • With a total of 7, the banker never draws a third card.
  • If the banker's total is 3, 4, 5 or 6, the decision depends on the player's third card as follows.
    Banker's
    hand
    Player's third card
    0123456789
    3HHHHHHHHSO
    4SSHHHHHHSS
    5SSSSOHHHSS
    6SSSSSSHHSS
    where 'H' means hit (draw), 'S' means stand (do not draw), and 'O' means the banker has the freedom to choose whether to draw a third card or not.

Both players now expose their cards and the higher valued hand wins. If the total it is a tie and players' stakes are returned.

Baccarat à Deux Tableaux (Baccarat Banque)

This is, so far as we know, the original 19th century form of Baccarat. The earliest 19th century descriptions mention only this version. Please note however that the name “Baccarat Banque” may in some places now be used to refer to Punto Banco, so the name Baccarat à Deux Tableaux (Two Table Baccarat) is more unambiguous. According to John Scarne, this version of Baccarat fell out of favour in the USA because the freedom of choice given to the banker in the play enables a form of cheating in which players collude with the banker by signalling their card count.

Setup

This game is usually played with three 52-card decks. It is somewhat similar to Chemin de Fer but the banker has more freedom in the play and the banker position is permanent. The same person keeps the bank until either all the cards have been dealt or until the banker loses everything or retires voluntarily.

As suggested by the name of the game, the table is divided into two halves, to the left and right of the banker. The players sit around the two halves of the table, some on the left and some on the right. Three hands are dealt, one hand for the players on the right, one hand for the players on the left and one hand for the banker. Each of the two groups of players plays against the banker, not against each other.

First the cards are shuffled, usually by the banker. Players on both sides of the table can shuffle the deck again. However the banker has the right to shuffle the cards last, and to offer the cards to any player or spectator to cut.

Betting

Card

The players then place their bets. As in Chemin de Fer the total value of the bets cannot be greater than the amount staked by the banker. Some casinos allow a player to bet on either of the player hands or to bet 'à cheval', meaning that the bet is divided equally between the two hands. Others may allow players only to bet on the hand on their own side of the table.

The players act in turn, beginning with the nearest player to the right of the croupier and continuing counter-clockwise around the table so long as the total of the bets is less than the total size of the bank. After all the players have had their turns, if there is still money in the bank that is not covered by player bets, spectators may also be allowed to bet.

As in Chemin de Fer, a player who wishes to bet the entire amount of the bank calls 'banco' and has priority. If two players call 'banco' each bets half the bank, one on each hand. If more than two players call 'banco', the two who are earliest in counter-clockwise order have priority. A player who loses a 'banco' bet can call 'banco suivi', claiming priority to play for the bank again in the next coup, to try to win back the loss.

Traditionally, on each side of the table the players take turns to be the active player. If the active player wins the coup, the same player continues to play for that side of the table in the next coup. If the player loses, the turn to play the hand passes to the next player on that side in counter-clockwise rotation.

Deal and Play

The banker then deals the cards face down in the following sequence: one to the right hand player, one to the left hand player, one to the banker, then a second card to the right hand player, then the left hand player, and finally the banker.

The banker and the two active players look at their hands and if any of them has a total of 8 or 9 they show their cards. In this case all three hands are exposed, and the banker settles up separately with each side, paying out if the players' hand is higher than the banker's, collecting the players' stakes if the players' hand is lower, and returning the players' stakes if there is a tie.

If all the hands have a total of 7 or less, then each of the active players must decide in turn whether to ask for a third card, which is dealt face up. As in Chemin de Fer, if the hand total is 4 or less the player must ask for a card, if it is 6 or 7 the player must stand and play with the two cards as dealt, and if it is 5 the player has a free choice whether to stand or ask for a card. The player of the right hand acts first, followed by the player of the left hand.

After this it is the banker's turn to choose whether to draw a third card or stand. In this version of Baccarat the banker does not have to follow any rules but has a completely free choice, based on the available information. The banker knows whether each of the two players stood or asked for a card, and if they asked for a card the banker knows their third card, but not the first two. Importantly, the banker also knows how much has been staked on each of the player hands. If the bets are very uneven, the banker will try to play so as to beat the hand with the larger bet.

When the banker has either decided to stand or taken a third card, all the hands are exposed. The banker's hand is compared separately with each of the player hands, and the banker pays out, collects or returns the players' bets according to the results.

Baccarat Systems and Strategies

The most widespread Baccarat game Punto Banco is purely a game of chance and there really is nothing you can do to increase your chances of winning, apart from avoiding the tie bet. Betting on the Banker's hand is slightly more attractive than betting on the Player, especially on those rare occasions when you may stumble upon a casino that charges less than 5% commission on a banker bet.

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Although older Baccarat variants offer some scope for choice in the play, any extra freedom provided is generally only freedom to make the wrong choice, and the odds for the player are no better. The bank is the only potentially profitable position, and this profit will normally be negated by the commission charged by the casino.

Beware of betting and pattern spotting strategies that involve varying the size of bet according to previous results. Since the result of each game is independent of the outcome of previous games, all these Martingale-based systems are seriously flawed: even if they result in a win most of the time, this will always be more than counterbalanced by the risk of an occasional large loss.

It is possible to improve one's results slightly by counting cards and placing larger bets when the distribution of cards remaining to be dealt is more favourable. However, the counting techniques required are extremely complicated and unlike in Blackjack the opportunities for profit are so small and rare that the effort is not worthwhile. Detailed analysis of this can be found on the Wizard of Odds site.

Other Sites for Baccarat rules, information and advice

  • The Pogg's Baccarat Guide provides information on Baccarat including a House Edge calculator, with advice on strategy and places to play online.
  • Casino Guru also has a Baccarat guide with rules, variants and advice.
  • Roland Scheicher has written an article for the German Wikipedia about Baccara and related games, including Macao.

* A to F . G to Q . R to Z

A
Action - The amount of money wagered (put into action) by a player during an entire playing session.
Active Player - In poker, one who is still in play.
Add-on - In poker, the facility to buy additional chips in tournaments.
Aggregate Limit - Total payout liability of a casino during any one game.
Aggregate Winnings - Cumulative or total winnings.
All-in (Also known as 'Going All-In') - In cardroom poker, to call with (to bet) all your chips. If another player bets more chips than you have in a No Limit game, you can go All-in and stake your total stack against an equivalent amount of your opponent's stack.
All or Nothing - In Keno, a ticket that only pays if either all picked numbers are drawn or none of the picked numbers are drawn.
Ante - In card games, a bet required to begin a hand. The initial compulsory bet before you receive your cards in Casino Stud Poker.
Arcade Casino - See 'Automat Club' below
Arm - A term used in the game of craps to denote a player who is so skilled at throwing the dice that they are able to alter the conventional odds of the game. Such a player is said to be 'an arm'. Whether or not such individuals actually exist or are simply the product of game legend is debatable. However, it is worth noting that the casino craps dealers are very adamant about the dice being thrown against the far wall of the table to ensure a completely random outcome.
Automat Club - Also known as Videomat Casino, Arcade Casino, Slot Hall, is a gambling hall that offers automatic games that do not require a casino operator. Examples: slot/video machines, electronic touch-bet roulette, electronic Derby horse racing, etc. They are normally open 24 hours or from 10am daily, entry is free, no registration required, the dress code is casual, and there is an in-house bar or snack bar.

B
Baccarat - Also called Punto Banco and Chemin De Fer (similar to Baccarat but requires skill). A table game using 6 or 8 decks of cards which does not require skill. See Baccarat on this site.
Banca Francesa - Literally means French Bank, is a dice game common in Portuguese casinos. The game is played with three dice on a large table. In a way it is similar to the card game Punto Banco or Baccarat. There are only three types of bets you can place: 'Big' or 'Small' or 'Aces'. Big is when the total points of the three dice is 14, 15 or 16. Small is when the total points of the three dice is 5, 6 or 7. Aces is when the total points of the three dice is 3 (one dot per dice). The dealer will be re-rolling the dice until one of these results shows up. Big and Small both pay even money while Aces pays 61 to 1.
Banker - In card games, the dealer. In some card games, each player becomes a banker/dealer in turn.
Bankroll - Also known as 'roll' or 'wad' (colloquial). It pertains to the total money that either the player or the casino has on hand to back their wagering activities. A player's bankroll can be classified as existing on several different levels. At the highest level it pertains to all money specifically set aside to support all gambling activities. A subset of this bankroll is the players traveling bankroll, or the amount of money carried along to support gambling on a particular trip. The traveling bankroll can be further divided into a specific lesser amounts for each day of the trip, or into even smaller amounts called table sitting or session playing stakes which predetermine how much will be risked during any given session or table sitting. These different types of bankrolls often figure into the overall money management strategy the player uses to keep control over their gambling cash activity.
Barred - Same as Banned. Not allowed to enter the casino premises permanently.
Beef - A dispute or claim involving a player and his bookmaker or a casino dealer. A dispute over the outcome of a bet. A problematic situation involving a bet.
Example of usage: In many casinos, putting paper currency on the pass line (craps game) indicates to the dealer that the cash is betting, and when the dice roll turning a losing outcome, you have got little recourse and are at the mercy of the person manning the box convincing him that you wanted to exchange the money into chips. If the dealer takes the bank note you dropped in front of you on the layout as a lost bet, but NOT on any of the other possible wagers, then you have a legitimate beef. The casino film recording can be reviewed but that does not immunize you for your failure to tell the dealer you want chips in exchange for your currency.
Beginners Luck - In gambling, new players often are on a winning streak when they start gambling. Also known as the 'Honeymoon Period'.
Bet - Wager.
Betting Limits - In a table game, the minimum and maximum amounts of money that a player can wager on one bet. You cannot wager less than the minimum or more than the maximum amount posted. Some casinos, in special cases, may extend the maximum limit at a table on request by the player.
Bingo - Bingo is a prize game played in halls. Basically, players buy cards with numbers on them in a 5 x 5 grid corresponding to the five letters in the word B-I-N-G-O. Numbers such as B-2 or 0-68 are then drawn at random (out of a possible 75 in American Bingo, and 90 in British and Australian Bingo) until one player completes a 'Bingo' line with five numbers in a vertical, horizontal or diagonal row on one of their cards and wins the prize. Bingo rules and payouts and play variations vary from place to place.
Black Book - The list of undesirable people who are forbidden to enter any casino in Nevada.
Blind Bet - In poker, a bet posted without the player sees any of his/her cards.
Blinds - A forced bet in Hold'em Poker.
Brit Brag - A 3-card poker game, with variations. Has many combinations and options open to the player.
Bonus - Money that could be given to you for free for various reasons such as when signing up to an online casino.
Boule (La Boule) - Originally referred to as the 'little game', Boule is basically a simplified version of Roulette, popular in French casinos. The game features a table and a wheel with only 9 numbers and 3 different colours on which you can bet. The wheel is spun and a small rubber ball bounces around the wheel before settling into one of the coloured holes to determine the outcome. The game is simple and fast.
Boxing - In horse racing, a single ticket comprised of more than one parlay.
Break-Even Point - The break-even point is the point at which if you played forever, the bets you made would approximately equal the payoffs you would receive.
Brick - A card that appears not to help a player's poker hand. A 'blank' in 7-card stud poker.
BritBrag - A poker game with a three-card hand played against the casino, also known as 3-card Casino Brag and 3-card Poker.
Buck - A $100 wager.
Bug - A joker.
Bump - To raise.
Burn Cards - Remove cards from the top of the deck, not to be dealt, and place them in the discard tray after a shuffle and cut.
Buy in, Buy-in - Converting cash into chips. The amount of cash used to purchase casino chips before entering a table game: blackjack, poker, craps, roulette, etc.

C
Call - In Poker, to call is to match the current bet.
Camouflage - Anything a skilled gambler does to conceal their activities from the casino. Camouflage can include mixing in playing and betting behavior that mimics typical gamblers, or using disguises, appearing to be drunk, or any number of other possible ploys intended to throw the casino's scrutiny off.
Capping - Referred to capping of bets. Placing extra chips on top of initial bet after the deal has begun. It is a serious form of cheating by a player.
Card Counting - Used in blackjack game. Recording (in memory) played cards (usually high cards) so as to establish a conditional probability advantage on the remaining cards against the dealer.
Card Sharp - A person who is an expert at cards.
Card Washing - A card shuffling technique where the dealer spreads the cards on the table face down and then proceeds to mix them around with his hands flat in a face-washing-like action before gathering them up and performing a more normal shuffle. Card washing is intended to remove any consistencies in the sequencing among the cards that new decks of cards have, or that were produced in play prior to the present shuffle. In standard table poker the cards are washed after every hand before they are subjected to a more conventional shuffling. In blackjack and baccarat, the the cards are washed when old decks are taken out of play and fresh new decks brought in to replace them.
Caribbean Stud Poker - Also called 'Casino Stud Poker', A casino table game based on the standard 5-card stud poker game played on a Blackjack-type table. Some casinos also offer a progressive jackpot paid to high ranking hands. This table game is played with one deck of cards.
Carousel - A group of slot machines that are positioned in a ring, enabling a change person (to change bank-notes into coins) to stand in the center.
Carpet Joint - US slang for a luxury gambling casino.
Case money - Emergency money.
Cashcheck - A feature used by some online casinos software that allows you to review your financial transaction history.
Cashier’s Cage - The casino cash desk for cashing in the chips.
Casino - The word 'casino' initially meant a public music and dance hall. By the second half of the 19th century casinos developed into a place with gambling halls. The best example of a casino as a gambling location is Monte Carlo in Monaco. Casino Monte Carlo was opened in 1863 and since that time it has been an important source of revenue for the small state of Monaco.
Casino Advantage - The edge that the House (casino) has over the players.
Casino Hold'em Poker - A card game based on Texas Hold'em poker, the difference is that players bet against the house (the casino) rather than against other players.
Casino Rate - A reduced hotel-room rate (price) that the casinos offer to good customers.
Catch - In keno, to catch a number means that a number you have marked on your keno ticket has been drawn.
Chase - Having lost money on a bet, 'chasing' is having another bet simply to try and get back the loss.
Check - In casino gambling, a check is another term for a chip. In poker, a player can 'check' in order to stay in the game but not bet.
Chemin De Fer - (French) A table game using 6 or 8 decks of cards, similar to Baccarat but requires skill. See Chemin de fer on this site.
Chip, Chips - Round plastic discs. Casinos require that you use chips for betting. They are purchased at the gaming tables and exchanged at the cashier's booth or cage.
Chip Tray - The tray in front of a dealer that holds that table’s inventory of chips.
Chips - Round tokens that are used on casino gaming tables in lieu of cash.
Coat-tail - Bet the same numbers as someone who is winning at the moment.
Cold - A player on a losing streak, or a slot machine that is not paying out.
Color Up - When a player exchanges smaller denomination chips for larger denomination chips.
Combination Way Ticket - In keno, a ticket in which groups of numbers are bet several different ways, allowing the player to spread money over more combinations.
Comps - Complimentary gifts given by the casino to entice players to gamble. Typical comps include free hotel room, meals and beverages.
Copy - In Pai-Gow Poker, when a player and the banker have the same two-card hand, or the same five-card hand. The banker wins all copies.
Cracking The Nut - Making enough money on a gambling venture to cover all expenses plus a reasonable net profit.
Craps - Casino dice table-game.
Credit - In online casinos, wagers are expressed in credits. 1 credit equals to 1 unit.
Credit Button - In slot machines or video machines, the button that allows players to bank coins in the form of credits.
Crossroader - An old term used to denote a cheat originated in the Old West practice of cheating at saloons located at crossroads. The term is still used today for casino cheats.
Croupier - French word for Dealer, used in the games of baccarat and roulette.
CSM - Continuous Shuffling Machines, introduced by casinos as an anti card counters in Blackjack.
Cut - In card games following a shuffle before the start of a new round of play, when the dealer or player divides a deck into two parts and inverts them, using a cut card (see below).
Cut Card - A faceless card of different color, usually red or black, that is used to cut a deck of cards.

D
D'Alembert System - A staking plan where one unit is added for a losing bet and one deducted for a winning bet.
Deal - To give out the cards during a card game.
Deposit - A payment you make usually to online casinos using a credit card, a web wallet or one of the online payment systems, in order to play casino games for real.
Deuce - A two in dice.
Dice - Two identical numbered cubes. (see Die below)
Die - Singular for dice, a cube with numbers on each side, 1 to 6.
Dime Bet - A $1,000 wager.
Discard Tray - A tray on the dealer’s right side that holds all the cards that have been played or discarded in card games like Baccarat, Blackjack and Poker.
Dollar Bet - A $100 wager.
Dolly - Unlike the French roulette where the croupier simply points with the stick on the winning number on the table, in the American roulette the croupier uses a marker made of wood or plastic and places it on the table in the square of the winning number. The score marker is called 'dolly' because it has the outline that looks like a doll. Its functionality is primarily to help the players know the winning number until all winnings are paid.
Double Or Nothing - An even-money bet. A bet that pays off exactly the amount wagered.
Doubling Down - A betting option in blackjack where the player's opening two-card hand is turned face up and player's original wager is doubled. The player is then dealt one additional card only, to complete the hand. In the event that the player beats the dealer's hand or the dealer busts, then the player wins twice the amount of their original wager. If the player loses, then the player loses twice the amount of their original wager.
Doubling-up - The basis of some widely used systems. After a loss the player doubles the size of his previous bet hoping to win back the money lost and make a profit. Also known as the Martingale System.
Down Card - A face down card.
Down to the Felt - Totally out of money, broke.
Draw - Relates to the poker games. Basically it means to draw a card (e.g. if you need a card to make a straight, you are on a 'straight draw' or are 'drawing to a straight'. In 'draw poker' game, it means the second round of cards that are dealt. The word draw has slightly different meanings in different contexts, although generally it has something to do with receiving more cards, with the hope of improving your hand. Draw games are games where at some point during the hand you are allowed to discard some or all of your cards, to be replaced from the deck. Drawing two is thus exchanging two of your cards. 'The draw' is the point during the game at which players may do this. By default, when someone asks you if you want to play some draw, they usually mean five card draw. In other poker games, drawing simply means staying in the game with the hope of improving your hand when more cards come. When you stay in a hand with the hope of improving, you are said to be 'on a draw'.
Drop - Money lost.
Drop Box - On a gaming table, the box that serves as a repository for cash, markers, and chips.

E
eCOGRA - (e-Commerce Online Gaming Regulation and Assurance) eCOGRA provides player assurance and online casino regulation by ensuring that eCOGRA approved online casinos deliver an honest and professional service. eCOGRA's Seal, displayed on the homepage of approved sites, shows that the casino and poker room operator is committed to player protection, fair gaming and responsible conduct.
Edge - An advantage over an opponent.
Encryption - A software security measure taken by online casinos to ensure that online transactions are safe from hackers.
En Prison - (French word) The stake left on the table in roulette for another spin after backing an 'Even-money' bet and the outcome was zero or double zero. It is like a bonus, offered in some casinos.
Even Money Bet - A bet with odds of 1:1. A bet that pays you back the same amount that you wagered, plus your original wager.
Expected Win Rate - In slot machines, the percentage on the total amount of money wagered that you can expect to win back over time.
Eye in the Sky - Slang for video surveillance cameras used by casinos, usually placed on the ceiling above the gaming area.
Face Cards - The Jack, Queen, and King of any suit of cards.

F
Ficheur - In the American Roulette each player gets chips with different colours so that they do not mix. The croupiers have at their disposal a sophisticated mechanism, also known as Ficheur, which is able to mechanically separate coloured chips making them always readily available to use.
Fifth Street - In seven-card stud, the third round of betting is called fifth street because players have five cards. In Texas Hold‘em poker, fifth street is the fifth card on board and the final round of betting.
Fill - In poker, to draw a card that makes a five-card hand (straight, flush, full house, straight flush).
Fill up - In poker, to fill a full house.
Finales - A type of group bets on numbers ending with the same digit. Examples: Final 7 means bet on the numbers 7, 17 and 27 (three chips). Final 2 means bet on the numbers 2, 12, 22 and 32 (four chips).
Finale Schnaps - In French roulette, an order given to the croupier to place a bet on numbers 11, 22 and 33.
Firing - Betting a lot. A player who is Firing is wagering large sums.
First Base - At the blackjack table, the position on the far left of the dealer is considered to be first base and is the first position dealt with.
Fish - A player who loses money. (It is said that 'If you can't spot the fish at the table, YOU are the fish.) See also 'Shark'.
Flash - A type of no-download casino software where you can play instantly.
Flat Betting - A way of betting where the same amount is bet on each wager. For example, if a player always bets $10 on each hand or spin and never raised or lowered their bet, they would be said to be flat betting.
Flat Top - A slot machine whose jackpot is always a fixed amount, as opposed to a progressive.
Flea - An annoying person who wants something for nothing. One who expects to be comped for a small wager.
Flop - In poker games, such as hold'em and omaha, where five community cards are dealt. The first three of these cards are dealt all at once, face up, and are called the flop. Games with a flop can be called flop games.
Foul - In Pai-Gow Poker, a hand is fouled when the two-card low hand is set higher than the five-card high hand, or when the hands are set with the wrong number of cards. A fouled hand is a losing hand.
Fourth Street - In Seven-card Stud poker, the second round of betting is called fourth street because players have four cards. In Texas Hold‘em poker, fourth street is the fourth card on board and the third round of betting.
Front Money - Cash or bank checks/cheques deposited with the casino to establish credit for a player who bets against that money.

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